The purpose of this guide is to help you put your finances in order and shed light on how you can manage the resources that have been entrusted to you. The lack of control over our resources makes us prone to acquire, without realizing it, various debts, believing that we can pay them without any problem or setback. Having debt creates stress, worry, and confusion. This situation becomes a nightmare since every so often we will need an additional sum of money to cover the expenses that we have acquired without prior planning. But if you set your mind and gain knowledge, you can live a debt-free life.